Resolved Question: Help, please?!?

I am involved in a 3-way investment on a rental property and we are being forced to sell because of a DOT project. Our profit on this property will be approximately $75,000 and we need to figure out how to split this up. Being close family members, we weren't too concerned about figuring this out we bought the property.

I would really appreciate any suggestions from real estate investors experienced with partnership investments like this.

Here are the figures for the capital and work/mangement invested by each party.

Investor #1:
Invested $150, 000 by taking out a regular home loan.
Lived at the property and payed "rent".
Did 85% of the maintenance, improvements and rental property management.

Investor #2:
Invested $75,000 from a home equity line of credit.
Did 0% of the maintenance, improvements and rental property management.

Investor #3:
Invested $25,000 from a home equity line of credit.
Did 15% of the maintenance, improvements and rental property management.

Thank you!

Resolved Question: Should I enter a CCCS, settlement or other arrangement?

note - please dont give me lectures, I know where I have been irresponsible, I am just looking for good advice. I have a ton of credit card debt (almost 50k) and let it build up knowing that I would get a home equity loan and pay it off using my equity at a managable rate. Cut to a bottoming out home market and broken credit market (probobly because so many people already did what I was planning) and now I dont know what to do. My savings is gone, and our monthy obligations are more than our income most months (I am in sales and have a variable income) does anyone with real experience have any suggestions. A bank that will loan me the money (not a nigerian one, thank you very much) or a situation such as CCCS or a settlement service that has helped you? I really dont trust those things and I have the feeling that they will destroy my credit. I currently have never missed a debt payment - I am 31 with a young family that would like to grow, but is being torn apart by the stress

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