Open Question: How to invest $15,000 cash?

I am thinking of selling my house and moving 15 minutes away into a house with built in equity. Appraised for $270,000 buying for $200,000. What mortgage company or bank can I go through and get approved- esp with the market the way it is now. We have above average credit and have never been late on our current mortgage.
The opportunity is to good to pass up! Thank yall

Resolved Question: Will a home equity loan of $38,000 ($500 a mo) stop me from getting a 45,000 (5yr) car loan? I make 70K a yr.?

I currently make 70k In 2008 my next raise will be 80K. I will pay off all my other bills. My only bills will be reoccurring bills like electric and water. I'm estimating my monthly income in 2008 to be $4814 a month (based on paycheckcity.com). My total monthly bills in 2008 will be down to $2308. I've had the equity loan for a while will pay off completely in 6 years. I don't have the car yet and was curious how creditors would look at it. It is interesting how people automatically assume I have bad credit. I have average credit lol.

Open Question: I have a home equity loan. I have late fees. Can they enforce late fee payments?

I thought it was due on the 15th of the month...not the 1st of the month. I had no idea I was getting late fees. I think I have like 6 late fees...all for being about 2 days beyond the late grace period.