Resolved Question: I've made the worst mistake of my life by trying to help my brother for my mother's sake.?

My husband is purchasing a 2nd home and using our first home equity line to generate the fund for this 2nd home purchase. I've been having my own credit card debts (total close to 40k) that he does not know.

The loan agent said that may use my name for the loan cuz they think that my credit score will be better than my husband's. I'm so freaking out now cuz I know my credit score is not great at all and I'm so so so nervous that my husband will know my total credit card debts.

Should I call the loan agent not to disclose my debts to my husband or he will automatically know that its my own info and will now tell my husband know (the loan agent will run my credit check and will see all my debts).

This 2nd home I will not have my name on it but my husband thinks it does not matter and my credit should be used if it helps get a loan.

What should I do now? Should I CALL the loan agent and inform him this or I just keep praying that my husband will not know? Pls advise. Thanks

Resolved Question: how do you repay a home equity line of credit?

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Resolved Question: I've made the worst mistake of my life by trying to help my brother for my mother's sake.?

My brother talked me into starting a business with my Credit (at the time I had a 800+score). Now, 10 months later I'm $89k+ in debt & he's too busy with moving his women in or out or trying to win custody of his kids or something all the time & now he wants to do something else. My Mother is a wonderful person who is old, worries excessively & only has 5% of her heart working. My brother lost custody of his kids to his X who is schizophrenic & for the past 12 years had a NO-CONTACT ORDER with the kids, all due to incompetent attorney failing to appear twice. Of course, our Mother doesn’t know he lost the kids, so in turn; not only am I lying to her, but I’m also picking up his legal fees. I just found out that he’s been doing business under the table & using company money. Compounded with my soon to be X who ran my home equity line up $65K during 1 of his manic episodes, I’m looking for work, but at my age, retired army officer or not..it’s slim pickens. I don't want to sell the farm

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